What is a Shared Equity Agreement?

A shared equity agreement is an innovative financial solution that gives you cash today in exchange for a percentage of your home’s future appreciation. It’s not a loan, which means:• No debt added to your balance sheet• No interest payments• No monthly repayments You repay when you sell, refinance, or buy out the agreement — and we share in the risk if your home depreciates.

Why Homeowners Love Our Equity Agreements

• Access $25,000–$600,000+ in cash• Keep living in your home• Use funds for debt payoff, renovations, business investment, or life events• No credit score minimums (500+ accepted)• Flexible terms up to 10 years and 30 years in some states ( highlighted in red below) • No restrictions on how you use your funds
We currently fund homeowners in:Arizona, California, Florida, Indiana, Michigan, Minnesota, Missouri, Nevada, New York, New Jersey, Ohio, Oregon, Pennsylvania, South Carolina, Utah, Virginia, Washington, Washington D.C., Kentucky, New Mexico, Tennessee, Washington, Colorado, Connecticut, Georgia, Illinois, Maryland and North Carolina.

How does a Shared Equity Agreement work?

1. Get a Home Appraisal – We determine your home’s current market value2. Receive Funding – Get a lump sum in as little as 3–4 weeks3. No Payments Required – Until you sell, refinance, or reach the end of your term4. Exit Flexibly – Partial buyouts are available anytime5. Home Value Today: $500,000Cash Received: $50,000Equity Shared: 15%Future Sale Price: $600,000Payback Amount: $50,000 + 15% of $100,000 ($15,000) = $65,0006. If your home depreciates, our share drops too.
 Thinking about doing renovations to your homeAre you wondering about the renovation impact on shared equity or how does equity sharing affect resale value? We offer renovation credits so you keep the added value from upgrades. Submit your receipts and increase your future earnings.